We compare New Zealand's main lenders
And more
What Swift works out with you
Taking whatever your own bank offers is the easy option. Here is what is worth knowing first, whether you are buying, building or refixing.
Where your rate really sits
Banks save their sharper pricing to win new lending, not to keep existing customers. Swift shows you where the rate on offer sits against the rest of the market.
Compared across the main banks
What you can actually borrow
Deposit, income and existing commitments. Every bank reads them differently, so Swift checks what each will lend before you set your heart on something.
Checked before you commit
Whether one repayment beats five
Credit cards, personal loans and car finance rolled into a mortgage can simplify what goes out each month.
Looked at case by case
What your equity can do
A renovation, a rental, or a big life change. Worth knowing what is actually available before you rule it out.
Discussed in plain English
How it works
Free from start to finish. The bank pays Swift, never you.
Tell us what you need
A few quick questions about what you are trying to do. No documents, no credit checks, just enough for the team to come prepared.
Talk it through with the team
Office or video, or a phone call if that is easier. Evenings and weekends by appointment, so it fits around your week.
See your options side by side
Swift lines the banks up against each other in plain English, so you can see exactly what is available before you decide anything.
What Swift’s clients say
“We had an outstanding experience working with Ranjana Singh from Swift Mortgages. She assisted us with refinancing our mortgage through ANZ, and the entire process was handled smoothly and professionally from start to finish. … We highly recommend Ranjana Singh and Swift Mortgages to anyone looking for a reliable, trustworthy, and dedicated mortgage adviser.”
“We cannot recommend Ranjana highly enough! From the very beginning, she made our home loan journey feel so much easier with her knowledge, guidance, and genuine care. … Ranjana is not only an exceptional mortgage adviser but also a kind, humble, and caring person who genuinely wants the best outcome for her clients.”
“My wife and I recently settled on our first home, and we honestly couldn't have done it without Ranjana and the team at Swift Mortgages. … I would highly recommend Ranjana and Swift Mortgages to anyone looking for a mortgage broker, especially if your situation isn't completely straightforward.”